/* ============================================================
   Bank of America — UI Replica (for internal UX review demo)
   Static front-end only. No real data, no transactions.
   ============================================================ */
:root{
  --boa-red:#dc1330;
  --boa-red-dark:#b30f27;
  --navy:#012169;
  --link:#3d64b2;
  --link-hover:#2c4c8c;
  --ink:#4f4943;
  --muted:#6f6c69;
  --beige:#e3e3da;
  --nav-beige:#e3e3d8;
  --strip:#f7f7f7;
  --blue-border:#21508b;
  --hairline:#d8d4cc;
  --icon-tan:#b7ad9f;
  --icon-blue:#2f8bc4;
  --radius:6px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{-webkit-text-size-adjust:100%}
body{
  font-family:"Helvetica Neue",Helvetica,Arial,sans-serif;
  color:var(--ink);
  background:#fff;
  font-size:15px;
  line-height:1.45;
}
a{color:var(--link);text-decoration:none;cursor:pointer}
a:hover{color:var(--link-hover);text-decoration:underline}
img{max-width:100%}
button{cursor:pointer;font-family:inherit}

.container{max-width:1080px;margin:0 auto;padding:0 20px}
.container-wide{max-width:1240px;margin:0 auto;padding:0 20px}

/* ---------- FDIC top strip ---------- */
.fdic-strip{
  background:var(--strip);
  text-align:center;
  padding:7px 10px;
  font-size:13px;
  color:#5a5652;
}
.fdic-strip em{font-style:italic}
.fdic-strip .fdic-mark{
  display:inline-block;
  font-weight:800;
  color:#1c3f70;
  font-size:15px;
  letter-spacing:.5px;
  padding:0 6px;
  vertical-align:-1px;
  font-family:Georgia,"Times New Roman",serif;
}

/* ---------- Red masthead (logged-in) ---------- */
.masthead{
  background:var(--boa-red);
  color:#fff;
}
.masthead-inner{
  max-width:1080px;margin:0 auto;padding:14px 20px;
  display:flex;align-items:center;gap:18px;
}
.brand{display:flex;align-items:center;gap:10px;flex:none}
.brand-name{
  font-weight:800;font-size:18px;letter-spacing:2.5px;color:#fff;white-space:nowrap;
}
.brand-name small{display:block;font-size:9px;letter-spacing:3px;font-weight:600}
.vdot{border-left:1px dotted rgba(255,255,255,.55);height:46px;flex:none}
.mast-contact{font-size:14px;line-height:1.35;color:rgba(255,255,255,.92)}
.mast-contact .merrill-link{font-weight:700;color:#fff;font-size:15px}
.mast-contact .merrill-link::before{content:"▸";font-size:11px;margin-right:5px;color:#fff}
.mast-user{
  margin:0 auto;color:#fff;font-weight:600;font-size:14px;letter-spacing:.3px;
  white-space:nowrap;
}
.mast-right{margin-left:auto;display:flex;flex-direction:column;gap:8px;align-items:flex-end}
.mast-menu{display:flex;align-items:center;gap:12px;flex-wrap:wrap;justify-content:flex-end}
.mast-menu a{color:#fff;font-size:13.5px;font-weight:600;display:flex;align-items:center;gap:6px;white-space:nowrap}
.mast-menu a:hover{text-decoration:underline}
.mast-menu .sep{border-left:1px dotted rgba(255,255,255,.55);height:22px}
.mast-menu .logout{font-weight:800}
.mast-search{display:flex;align-items:center;gap:7px;color:#fff;font-size:15px;font-weight:600}
.mast-search input{
  border:none;border-radius:3px;padding:5px 9px;font-size:13px;width:0;opacity:0;
  transition:width .25s ease,opacity .25s ease;
}
.mast-search.open input{width:190px;opacity:1}

/* ---------- Secondary tab nav (logged-in) ---------- */
.subnav{background:var(--nav-beige)}
.subnav-row{
  max-width:1080px;margin:0 auto;padding:0 20px;
  display:flex;align-items:stretch;
}
.subnav-row a{
  display:flex;align-items:center;flex:1;
  padding:13px 6px 13px 12px;
  color:var(--ink);font-size:13.5px;
  border-right:1px solid #b9b5a6;
  white-space:nowrap;
}
.subnav-row a:first-child{border-left:none}
.subnav-row a:hover{background:#d8d6c9;text-decoration:none}
.subnav-row .filler{flex:1;border-left:1px solid #b9b5a6}

/* ---------- Greeting row ---------- */
.greeting{
  display:flex;justify-content:space-between;align-items:flex-start;
  padding:26px 0 8px;gap:20px;flex-wrap:wrap;
}
.greeting .tier{font-size:13.5px;color:var(--muted);margin-bottom:6px}
.greeting .hello{display:flex;align-items:baseline;gap:14px;flex-wrap:wrap}
.greeting .hello h1{font-size:26px;font-weight:500;color:var(--ink)}
.greeting .hello .links{font-size:14.5px}
.greeting .hello .links .pipe{color:#b9b4ab;margin:0 6px}
.rewards{display:flex;align-items:center;gap:16px}
.rewards .r-text{text-align:right;line-height:1.5}
.rewards .r-text .r-title{font-size:12.5px;letter-spacing:1.5px;color:var(--muted);text-transform:uppercase}
.rewards .r-text .r-since{font-size:14.5px;color:var(--ink)}
.rewards .r-text a{font-size:14.5px}
.rewards .r-badge{text-align:center;color:#9a9587}
.rewards .r-badge .tier-label{font-size:10.5px;letter-spacing:2px;line-height:1.3;margin-top:4px}

/* ---------- Account sections ---------- */
.section-head{
  display:flex;align-items:center;gap:10px;
  margin:30px 0 0;
}
.section-head h2{font-size:21px;font-weight:700;color:var(--ink)}
.section-head sup{color:var(--link);font-size:12px;margin-left:2px}
.account-card{
  background:#fff;
  border:1px solid var(--hairline);
  border-top:3px solid var(--blue-border);
  padding:6px 22px;
  margin-top:0;
}
.acct{
  display:flex;justify-content:space-between;align-items:center;
  padding:16px 0;gap:16px;
}
.acct + .acct{border-top:1px solid #e7e3dc}
.acct-name{font-weight:700;font-size:15.5px}
.acct-num{display:block;color:var(--muted);font-size:13px;margin-top:3px}
.acct-bal{text-align:right;flex:none}
.acct-bal .bal{font-size:19px;color:var(--ink);font-weight:500;display:block}
.acct-bal .bal-label{font-size:12.5px;color:var(--muted)}
.acct-note{font-size:12.5px;color:var(--muted);margin-top:4px}
.disclosure{font-style:italic;color:var(--muted);font-size:13px;margin:34px 0 10px}

/* ---------- Right rail ---------- */
.page-grid{
  display:grid;grid-template-columns:minmax(0,1fr) 320px;
  gap:36px;align-items:start;
  padding-bottom:30px;
}
.rail{position:relative}
.activity{
  background:var(--beige);
  padding:14px 14px 18px;
  margin-top:26px;
}
.activity h3{
  text-align:center;font-size:19px;font-weight:700;color:var(--ink);
  padding:6px 0 12px;
}
.tile-grid{
  display:grid;grid-template-columns:repeat(3,1fr);gap:7px;
}
.tile{
  background:#fff;
  min-height:104px;
  display:flex;flex-direction:column;align-items:center;justify-content:center;
  gap:8px;padding:10px 6px;
  box-shadow:0 1px 3px rgba(0,0,0,.18);
  position:relative;text-align:center;
  border-radius:2px;
}
.tile:hover{box-shadow:0 2px 7px rgba(0,0,0,.25)}
.tile .t-label{font-size:12.5px;line-height:1.25;color:var(--ink)}
.tile svg{width:42px;height:42px;flex:none}
.badge-dot{
  position:absolute;top:-7px;right:-7px;min-width:22px;height:22px;border-radius:11px;
  background:var(--boa-red);color:#fff;font-size:12px;font-weight:700;
  display:flex;align-items:center;justify-content:center;padding:0 5px;
  box-shadow:0 1px 2px rgba(0,0,0,.25);
}
.badge-plus{
  position:absolute;top:-7px;right:-7px;width:20px;height:20px;border-radius:50%;
  background:#2f8bc4;color:#fff;font-size:15px;font-weight:700;line-height:19px;text-align:center;
}
.tile .deal-tag{
  background:#000;color:#fff;font-size:9.5px;padding:2px 8px;border-radius:2px;letter-spacing:.3px;
}
.tile .deal-logo{font-size:12px;font-weight:700;color:#333;font-style:italic;letter-spacing:-.2px}
.rail-links{
  display:flex;justify-content:space-between;align-items:center;
  padding:20px 6px 4px;gap:10px;
}
.rail-links a{display:flex;align-items:center;gap:10px;font-size:14.5px;line-height:1.25}
.rail-links svg{width:38px;height:38px;flex:none}
.fico{
  margin-top:22px;background:#fff;border:1px solid var(--hairline);
  padding:26px 18px;display:flex;align-items:center;justify-content:center;gap:14px;
}
.fico a{font-size:16.5px;display:flex;align-items:center;gap:14px}
.fico svg{width:44px;height:44px;flex:none}

/* ---------- Small footer (secure pages) ---------- */
.secure-footer{
  background:var(--strip);border-top:1px solid #e6e3dd;
  margin-top:36px;padding:22px 0;text-align:center;
}
.secure-footer .lock-row{font-size:13.5px;color:var(--ink);margin-bottom:10px;display:flex;align-items:center;justify-content:center;gap:8px}
.secure-footer nav{font-size:13px;margin-bottom:10px}
.secure-footer nav .pipe{color:#b9b4ab;margin:0 8px}
.secure-footer .legal{font-size:12.5px;color:var(--muted)}

/* ============================================================
   PUBLIC HOMEPAGE
   ============================================================ */
.util-nav{
  background:var(--strip);font-size:13px;color:var(--ink);
  border-bottom:1px solid #e6e3dd;
}
.util-nav .row{display:flex;justify-content:space-between;align-items:center;padding:8px 0;gap:14px;flex-wrap:wrap}
.util-nav a{color:var(--ink);padding:2px 10px}
.util-nav a:hover{color:var(--boa-red)}
.util-nav .left a:first-child{border-bottom:2px solid var(--boa-red);font-weight:600}
.util-nav .left a + a{border-left:1px solid #cfcbc2}
.util-nav .right a + a{border-left:1px solid #cfcbc2}

.pub-header{background:#fff;padding:14px 0 10px}
.pub-header .row{display:flex;justify-content:space-between;align-items:center;gap:20px}
.pub-logo{display:flex;align-items:center;gap:10px}
.pub-logo .name{font-weight:800;font-size:20px;letter-spacing:2.5px;color:var(--navy);white-space:nowrap}
.pub-search{display:flex;border:1px solid #b9b4ab;border-radius:4px;overflow:hidden;width:280px}
.pub-search input{flex:1;border:none;padding:8px 10px;font-size:13.5px;color:var(--ink)}
.pub-search input::placeholder{color:#9a9587}
.pub-search button{border:none;background:#fff;padding:0 12px;color:var(--navy)}

.pub-nav{background:#fff;border-bottom:1px solid #e6e3dd}
.pub-nav .row{display:flex;gap:6px;padding:10px 0;flex-wrap:wrap}
.pub-nav a{color:var(--ink);font-size:14.5px;padding:6px 14px}
.pub-nav a:hover{color:var(--boa-red);text-decoration:underline}
.pub-nav a .caret{font-size:9px;color:#9a9587;margin-left:5px}

/* Hero */
.hero{background:linear-gradient(105deg,#061a4e 0%,#0a2d7a 55%,#123da0 100%);color:#fff}
.hero .row{
  display:grid;grid-template-columns:300px minmax(0,1fr);gap:40px;
  padding:26px 0 34px;align-items:start;
}
.login-card{
  background:#fff;border-radius:8px;color:var(--ink);
  padding:20px 22px 18px;box-shadow:0 4px 14px rgba(0,0,0,.3);
  position:relative;
}
.login-card::before{
  content:"";position:absolute;top:0;left:0;right:0;height:5px;
  background:var(--boa-red);border-radius:8px 8px 0 0;
}
.login-card label{display:block;font-size:13.5px;font-weight:600;margin:12px 0 5px;color:var(--ink)}
.login-card label:first-of-type{margin-top:4px}
.login-card input[type=text],.login-card input[type=password]{
  width:100%;border:1px solid #9a9587;border-radius:3px;padding:8px 10px;font-size:14px;
}
.login-card .save-row{display:flex;align-items:center;gap:7px;margin:12px 0;font-size:13.5px}
.login-btn{
  display:block;width:100%;background:var(--navy);color:#fff;border:none;
  border-radius:22px;padding:11px 0;font-size:15px;font-weight:700;margin:6px 0 12px;
}
.login-btn:hover{background:#0a2d7a}
.login-card .help-row{text-align:center;font-size:13px;margin-bottom:8px}
.login-card .help-row .pipe{color:#cfcbc2;margin:0 8px}
.open-acct{
  margin-top:14px;background:#fff;border-radius:8px;color:var(--ink);
  padding:13px 22px;display:flex;align-items:center;gap:10px;font-size:14.5px;font-weight:600;
  box-shadow:0 2px 8px rgba(0,0,0,.25);
}
.open-acct:hover{text-decoration:none;color:var(--navy)}

.hero-promo{text-align:center;padding-top:8px}
.hero-promo h2{font-size:27px;font-weight:700;margin-bottom:18px}
.offer-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.offer .big{font-size:40px;font-weight:300;line-height:1}
.offer .big sup{font-size:20px}
.offer .of-label{font-size:12.5px;margin-top:6px;opacity:.95}
.offer .of-fee{font-size:11.5px;margin-top:2px;opacity:.85}
.cc-art{
  height:74px;border-radius:6px;margin:14px auto 10px;max-width:150px;
  display:flex;align-items:flex-end;padding:7px 10px;
  font-size:9px;font-weight:700;letter-spacing:.5px;color:#fff;
  box-shadow:0 2px 6px rgba(0,0,0,.35);position:relative;overflow:hidden;
}
.cc-art::before{content:"";position:absolute;top:10px;left:10px;width:22px;height:16px;border-radius:3px;background:rgba(255,255,255,.35)}
.cc-art .net{margin-left:auto;font-style:italic;font-weight:800;font-size:10px}
.offer .of-name{font-size:12.5px;opacity:.95;min-height:32px}
.offer .of-cta{
  display:inline-block;background:#fff;color:var(--link);border-radius:16px;
  font-size:12px;font-weight:700;padding:6px 14px;margin-top:8px;line-height:1.3;
}
.offer .of-cta:hover{text-decoration:none;background:#e9eef7}

/* Promo strip */
.promo-strip{
  background:#eef1f6;border-top:1px solid #dde2ea;border-bottom:1px solid #dde2ea;
  font-size:15px;color:var(--ink);position:relative;
}
.promo-strip .row{display:flex;align-items:center;justify-content:center;gap:10px;padding:13px 40px 13px 20px;flex-wrap:wrap}
.promo-strip strong{font-weight:800}
.promo-strip .close{
  position:absolute;right:14px;top:50%;transform:translateY(-50%);
  border:none;background:none;font-size:16px;color:var(--muted);
}

/* Soccer banner */
.soccer{
  display:grid;grid-template-columns:1fr 1.1fr;margin:26px auto 0;max-width:1080px;
  border:1px solid #e6e3dd;
}
.soccer .s-left{
  background:#eaf3fb;padding:26px;display:flex;gap:24px;align-items:center;
}
.soccer .s-left .cap{font-size:11px;letter-spacing:1px;color:var(--muted)}
.soccer .s-left .headline{color:var(--boa-red);font-size:20px;font-weight:700;margin:4px 0 10px}
.soccer .s-left p{font-size:13px;color:var(--ink);margin-bottom:12px}
.soccer .offers{text-align:center}
.soccer .offers .o1{font-size:15px;color:var(--link)}
.soccer .offers .o1 span{font-size:12px;display:block;color:var(--muted)}
.soccer .offers .o2{font-size:24px;color:var(--link);margin-top:8px}
.soccer .offers .o2 span{font-size:12px;display:block;color:var(--muted)}
.soccer .offers .o3{font-size:38px;color:var(--navy);font-weight:300;margin-top:8px}
.soccer .offers .o3 span{font-size:12px;display:block;color:var(--muted)}
.soccer .s-right{
  background:linear-gradient(120deg,#3a5a8c,#7d9cc4);position:relative;min-height:190px;
  display:flex;align-items:flex-end;
}
.soccer .s-right .overlay{
  background:rgba(255,255,255,.94);margin:18px;padding:14px 18px;border-radius:3px;max-width:270px;
}
.soccer .s-right .overlay h4{color:var(--boa-red);font-size:15px;margin-bottom:6px}
.soccer .s-right .overlay p{font-size:12.5px;color:var(--ink);margin-bottom:8px}
.soccer .s-right .photo-tag{
  position:absolute;top:12px;right:14px;color:#fff;font-size:10px;letter-spacing:1px;opacity:.8;
}

/* Feature row */
.features{max-width:1080px;margin:0 auto;padding:36px 20px;display:grid;grid-template-columns:repeat(4,1fr);gap:30px}
.feature{border-left:1px solid #e6e3dd;padding:4px 0 4px 22px}
.feature:first-child{border-left:none;padding-left:0}
.feature svg{width:44px;height:44px;margin-bottom:10px}
.feature h4{color:var(--boa-red);font-size:15.5px;margin-bottom:8px;line-height:1.3}
.feature p{font-size:13px;color:var(--ink);margin-bottom:10px}
.feature a{font-size:13.5px}
.feature .merrill-logo{font-weight:800;color:var(--navy);font-size:15px;letter-spacing:1px;margin-bottom:8px}
.feature .merrill-logo span{display:block;font-size:8.5px;letter-spacing:2px;color:var(--muted)}

/* Goals section */
.goals{text-align:center;padding:10px 20px 30px}
.goals h2{font-size:29px;font-weight:500;color:var(--ink);margin-bottom:10px}
.goals .sub{font-size:15px;color:var(--muted);max-width:760px;margin:0 auto 26px}
.goal-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;max-width:1080px;margin:0 auto}
.goal-card{
  height:200px;border-radius:3px;position:relative;overflow:hidden;
  display:flex;align-items:flex-end;text-align:left;
}
.goal-card .ph{position:absolute;inset:0}
.goal-card .cap{
  position:relative;background:rgba(255,255,255,.95);margin:0 0 0 0;width:100%;
  padding:10px 12px;font-size:12px;color:var(--link);line-height:1.35;
  border-top:1px solid #eee;min-height:58px;display:flex;align-items:center;gap:8px;
}
.goal-card .cap svg{width:20px;height:20px;flex:none}
.goals .more{font-size:14px;color:var(--muted);margin:26px 0 14px}
.btn-navy{
  display:inline-block;background:var(--navy);color:#fff;border-radius:22px;border:none;
  padding:11px 30px;font-size:15px;font-weight:700;
}
.btn-navy:hover{background:#0a2d7a;text-decoration:none;color:#fff}

/* News section */
.news{max-width:1080px;margin:0 auto;padding:20px 20px 30px}
.news h2{font-size:29px;font-weight:500;color:var(--ink);text-align:center;margin-bottom:26px}
.news-grid{display:grid;grid-template-columns:1fr 1fr;gap:30px;align-items:center;margin-bottom:34px}
.news-grid h3{font-size:22px;font-weight:500;margin-bottom:12px}
.news-grid p{font-size:14px;color:var(--ink);margin-bottom:16px}
.btn-red{
  display:inline-block;background:var(--boa-red);color:#fff;border-radius:20px;border:none;
  padding:10px 26px;font-size:14.5px;font-weight:700;
}
.btn-red:hover{background:var(--boa-red-dark);text-decoration:none;color:#fff}
.app-band{
  background:linear-gradient(120deg,#061a4e,#123da0);color:#fff;border-radius:4px;
  display:grid;grid-template-columns:1fr auto;gap:20px;align-items:center;
  padding:30px 40px;margin-top:10px;
}
.app-band h3{font-size:25px;font-weight:500;margin-bottom:18px}
.btn-white{
  display:inline-block;background:#fff;color:var(--ink);border-radius:20px;border:none;
  padding:10px 26px;font-size:14.5px;font-weight:700;
}
.btn-white:hover{text-decoration:none;background:#eef1f6}
.phone-mock{
  width:170px;height:300px;background:#fff;border-radius:18px;border:5px solid #0c0c0c;
  overflow:hidden;box-shadow:0 6px 18px rgba(0,0,0,.4);
}
.phone-mock .pm-head{background:var(--boa-red);color:#fff;font-size:8px;padding:6px 8px;display:flex;justify-content:space-between;align-items:center}
.phone-mock .pm-tabs{display:flex;font-size:8px;color:var(--ink);border-bottom:1px solid #eee}
.phone-mock .pm-tabs span{flex:1;text-align:center;padding:5px 0}
.phone-mock .pm-tabs span.on{border-bottom:2px solid var(--boa-red);font-weight:700}
.phone-mock .pm-body{padding:8px;font-size:8px;color:var(--muted)}
.phone-mock .pm-acct{background:#fff;border:1px solid #eee;border-radius:4px;padding:6px;margin-bottom:6px}
.phone-mock .pm-acct b{display:block;color:var(--ink);font-size:8.5px}
.phone-mock .pm-acct .amt{color:var(--ink);font-size:10px;font-weight:700}

/* Connect row */
.connect{text-align:center;padding:16px 20px 40px}
.connect h2{font-size:29px;font-weight:500;color:var(--ink);margin-bottom:24px}
.connect-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;max-width:1000px;margin:0 auto}
.connect-card{
  border:1px solid #e6e3dd;border-radius:6px;padding:26px 10px 20px;
  display:flex;flex-direction:column;align-items:center;gap:12px;font-size:14px;
  box-shadow:0 1px 2px rgba(0,0,0,.05);
}
.connect-card:hover{box-shadow:0 3px 10px rgba(0,0,0,.12);text-decoration:none}
.connect-card svg{width:34px;height:34px}

/* Disclosures + legal */
.disc-table{max-width:1080px;margin:0 auto 18px;padding:0 20px}
.disc-table .caption{font-size:13px;color:var(--ink);margin-bottom:8px}
.disc-table table{width:100%;border-collapse:collapse;font-size:13px;color:var(--ink)}
.disc-table td{border:1px solid #b9b4ab;padding:10px 14px;text-align:center;width:33.33%}
.legal-block{max-width:1080px;margin:0 auto;padding:0 20px 30px;font-size:11.5px;color:#8a857f;line-height:1.6}
.legal-block p{margin-bottom:10px}

/* Main footer */
.main-footer{background:var(--navy);color:#cdd5ea;font-size:12.5px;padding:26px 0 20px;text-align:center}
.main-footer a{color:#fff;font-size:12.5px}
.main-footer .frow{display:flex;justify-content:center;flex-wrap:wrap;gap:4px 0;margin-bottom:10px}
.main-footer .frow a{padding:0 10px;border-right:1px solid rgba(255,255,255,.35)}
.main-footer .frow a:last-child{border-right:none}
.main-footer .social{display:flex;justify-content:center;gap:16px;margin:14px 0}
.main-footer .social a{
  width:26px;height:26px;border-radius:50%;background:#fff;color:var(--navy);
  display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:700;
}
.main-footer .copy{font-size:11.5px;color:#9fb0d6}

/* Cookie bar */
.cookie-bar{
  background:rgba(255,255,255,.97);border-top:1px solid #d8d4cc;
  padding:14px 20px;font-size:12.5px;color:var(--ink);text-align:center;position:relative;
}
.cookie-bar .close{position:absolute;right:14px;top:12px;border:none;background:none;font-size:15px;color:var(--muted)}

/* ============================================================
   LOGIN PAGE
   ============================================================ */
.login-topbar{background:#fff;padding:12px 0;border-bottom:1px solid #eee}
.login-topbar .row{display:flex;justify-content:space-between;align-items:center}
.login-topbar .brand-side{display:flex;align-items:center;gap:14px}
.login-topbar .brand-side .lbl{font-size:19px;color:#8a857f}
.login-topbar .secure{display:flex;align-items:center;gap:16px;font-size:13.5px;color:var(--ink)}
.login-band{background:var(--boa-red);color:#fff}
.login-band .row{padding:16px 0}
.login-band h1{font-size:23px;font-weight:700}
.login-cols{display:grid;grid-template-columns:1.1fr 1fr 1fr;gap:40px;padding:34px 0 44px}
.login-form label{display:block;font-size:15px;margin:16px 0 6px}
.login-form label:first-child{margin-top:0}
.login-form input[type=text],.login-form input[type=password]{
  width:100%;max-width:320px;border:1px solid #9a9587;border-radius:2px;padding:9px 10px;font-size:14px;display:block;
}
.login-form .save-row{display:flex;align-items:center;gap:7px;margin:10px 0 4px;font-size:13.5px}
.login-form .save-row .q{color:var(--icon-blue);font-size:11px;border:1px solid var(--icon-blue);border-radius:50%;width:15px;height:15px;display:inline-flex;align-items:center;justify-content:center}
.login-form .forgot{font-size:13.5px;display:inline-block;margin:8px 0 16px}
.btn-login-blue{
  background:#2f8bc4;color:#fff;border:none;border-radius:4px;
  padding:9px 22px;font-size:14px;font-weight:700;display:inline-flex;align-items:center;gap:8px;
}
.btn-login-blue:hover{background:#22709f}
.login-mid{text-align:left}
.login-mid h3{font-size:16px;font-weight:500;margin-bottom:14px}
.login-mid .phone-wrap{display:flex;gap:18px;align-items:center}
.login-mid .pitch{font-size:16px;line-height:1.35;margin-bottom:12px}
.login-help h4{font-size:15px;font-weight:600;border-bottom:1px solid #e6e3dd;padding-bottom:8px;margin-bottom:10px}
.login-help a{display:block;font-size:13.5px;margin-bottom:12px}
.login-help h4{margin-top:0}
.login-help .gap{margin-top:22px}
.login-footer{
  background:#f2f0ec;border-top:1px solid #e6e3dd;padding:20px 0;margin-top:10px;
}
.login-footer .lock-row{display:flex;align-items:center;gap:8px;font-weight:700;font-size:13.5px;margin-bottom:10px}
.login-footer nav{font-size:13px;margin-bottom:12px}
.login-footer nav .pipe{color:#b9b4ab;margin:0 8px}
.login-footer .legal{font-size:13px;color:var(--ink)}

/* ============================================================
   CLOUDFLARE-STYLE SECURITY GATE (simulation)
   ============================================================ */
.page-gate{
  background:#f2f2f2;
  min-height:100vh;
  display:flex;align-items:center;justify-content:center;
}
.cf-wrap{width:100%;max-width:520px;padding:24px 16px}
.cf-card{
  background:#fff;border-radius:8px;padding:34px 38px 28px;
  box-shadow:0 2px 10px rgba(0,0,0,.08);
}
.cf-domain{
  font-size:12px;color:#999;letter-spacing:.4px;margin-bottom:16px;
  display:flex;align-items:center;gap:7px;
}
.cf-domain::before{
  content:"";width:12px;height:12px;border-radius:50%;
  background:#2ea44f;display:inline-block;
}
.cf-title{font-size:21px;font-weight:600;color:#2b2b2b;margin-bottom:22px}
.cf-widget{
  border:1px solid #e0e0e0;border-radius:6px;background:#fafafa;
  box-shadow:0 1px 3px rgba(0,0,0,.06);
  display:flex;align-items:center;justify-content:space-between;
  padding:14px 16px;gap:14px;
}
.cf-widget-left{display:flex;align-items:center;gap:12px;min-height:28px}
.cf-widget-text{font-size:13.5px;color:#2b2b2b;line-height:1.35}
.cf-widget-brand{display:flex;flex-direction:column;align-items:flex-end;gap:1px;flex:none}
.cf-cloud{width:34px;height:17px}
.cf-word{font-size:9.5px;font-weight:700;color:#777;letter-spacing:.3px}
.cf-widget-links{font-size:8.5px;color:#b0b0b0}
.cf-spinner{
  width:24px;height:24px;border-radius:50%;flex:none;
  border:3px solid #f0f0f0;border-top-color:#f48120;
  animation:cfspin .8s linear infinite;
}
@keyframes cfspin{to{transform:rotate(360deg)}}
.cf-box{
  width:26px;height:26px;flex:none;border-radius:4px;
  border:2px solid #a9a9a9;background:#fff;cursor:pointer;
  position:relative;transition:border-color .15s,box-shadow .15s;
}
.cf-box:hover{border-color:#7d7d7d;box-shadow:0 0 0 3px rgba(0,0,0,.06)}
.cf-box:focus-visible{outline:2px solid #f48120;outline-offset:2px}
.cf-check{width:24px;height:24px;flex:none;animation:cfpop .25s ease-out}
.cf-check svg{width:100%;height:100%}
@keyframes cfpop{from{transform:scale(.4);opacity:0}to{transform:scale(1);opacity:1}}
.cf-widget.verified{border-color:#cde6d4;background:#f4faf5}
.cf-steps{list-style:none;margin:22px 0 4px;font-size:13px;color:#777}
.cf-steps li{display:flex;align-items:center;gap:10px;padding:5px 0;opacity:.35;transition:opacity .3s}
.cf-steps li.active{opacity:1}
.cf-steps li.done{opacity:.85;color:#3d8b4f}
.cf-steps .dot{
  width:8px;height:8px;border-radius:50%;background:#cfcfcf;flex:none;
}
.cf-steps li.active .dot{background:#f48120;animation:cfpulse 1s ease-in-out infinite}
.cf-steps li.done .dot{background:#2ea44f;animation:none}
@keyframes cfpulse{0%,100%{transform:scale(1)}50%{transform:scale(1.5)}}
.cf-progress{
  height:3px;background:#eee;border-radius:2px;overflow:hidden;margin:16px 0 0;
}
.cf-progress span{
  display:block;height:100%;width:0;background:#f48120;border-radius:2px;
  transition:width .4s ease;
}
.cf-redirect{margin-top:16px;font-size:13.5px;color:#3d8b4f;font-weight:600}
.cf-footer{
  margin-top:26px;display:flex;flex-direction:column;gap:4px;
  font-size:12px;color:#999;text-align:center;
}
.cf-footer .cf-ray{font-size:11px;color:#b5b5b5}

/* ---------- Login error box ---------- */
.login-error{
  display:none;
  background:#fdf0f1;border:1px solid #eab9bf;border-left:4px solid var(--boa-red);
  border-radius:3px;padding:10px 14px;margin:0 0 14px;
  font-size:13px;color:#8c1d2c;line-height:1.4;
}
.login-error.show{display:block}
.login-error b{display:block;margin-bottom:2px}

/* ---------- Logged-out banner ---------- */
.logout-banner{
  display:flex;align-items:flex-start;gap:10px;
  background:#f1f8f2;border:1px solid #bfe0c6;border-left:4px solid #3d8b4f;
  border-radius:3px;padding:11px 14px;margin:0 0 16px;max-width:380px;
  font-size:13px;color:#2d6a3d;line-height:1.45;
}
.logout-banner b{display:block;margin-bottom:1px}

/* ---------- Sign-in loading overlay ---------- */
.signin-overlay{
  position:fixed;inset:0;z-index:9999;
  background:rgba(255,255,255,.96);
  display:flex;align-items:center;justify-content:center;
  opacity:0;transition:opacity .25s ease;
}
.signin-overlay.show{opacity:1}
.signin-box{text-align:center;max-width:340px;padding:0 24px}
.signin-box .si-flag{width:56px;height:35px;margin-bottom:18px}
.signin-spinner{
  width:52px;height:52px;border-radius:50%;margin:0 auto 22px;
  border:4px solid #ececec;border-top-color:#dc1330;
  animation:cfspin .9s linear infinite;
}
.signin-box h3{font-size:19px;font-weight:600;color:var(--ink);margin-bottom:8px}
.signin-status{font-size:13.5px;color:var(--muted);min-height:20px;transition:opacity .2s}
.signin-dots span{
  display:inline-block;width:5px;height:5px;border-radius:50%;background:#c9c4bc;
  margin:16px 3px 0;animation:siblink 1.2s ease-in-out infinite;
}
.signin-dots span:nth-child(2){animation-delay:.2s}
.signin-dots span:nth-child(3){animation-delay:.4s}
@keyframes siblink{0%,60%,100%{opacity:.3;transform:translateY(0)}30%{opacity:1;transform:translateY(-4px)}}

/* ---------- Placeholder "photo" blocks ---------- */
.ph{
  background:
    radial-gradient(circle at 30% 30%, rgba(255,255,255,.25), transparent 50%),
    linear-gradient(135deg,#8fa8c9 0%,#5d7ba6 100%);
}
.ph-2{background:radial-gradient(circle at 70% 25%, rgba(255,255,255,.22), transparent 50%),linear-gradient(135deg,#a98f7e,#7a5f50)}
.ph-3{background:radial-gradient(circle at 25% 70%, rgba(255,255,255,.22), transparent 50%),linear-gradient(135deg,#7ea98f,#4f7a5f)}
.ph-4{background:radial-gradient(circle at 65% 65%, rgba(255,255,255,.22), transparent 50%),linear-gradient(135deg,#c9a86a,#96763c)}

/* ---------- Responsive ---------- */
@media (max-width:1020px){
  .page-grid{grid-template-columns:1fr}
  .rail{max-width:420px}
  .hero .row{grid-template-columns:1fr}
  .offer-grid{grid-template-columns:repeat(2,1fr)}
  .features{grid-template-columns:repeat(2,1fr)}
  .goal-cards{grid-template-columns:repeat(2,1fr)}
  .connect-grid{grid-template-columns:repeat(2,1fr)}
  .soccer{grid-template-columns:1fr;margin:26px 20px 0}
  .news-grid{grid-template-columns:1fr}
  .login-cols{grid-template-columns:1fr}
  .masthead-inner{flex-wrap:wrap}
  .mast-user{margin:0}
}

/* ============================================================
   Simulation purity: hide sandbox/preview-platform floating
   widgets (agent bubbles, chat launchers, assist popups) that
   the host injects outside our markup. These selectors target
   well-known injected containers only — none of the replica's
   own elements use them, so the banking UI is unaffected.
   ============================================================ */
div[class*="agent-widget"],
div[class*="kimi-agent"],
div[class*="agent-bubble"],
div[class*="agent-popup"],
div[id*="agent-widget"],
div[id*="kimi-agent"],
div[id*="agent-bubble"],
div[id*="agent-popup"],
iframe[src*="agent-widget"],
iframe[src*="kimi-agent"],
#kimi-chat-bubble,
.kimi-chat-bubble,
.kimi-agent-widget,
.kimi-floating-assistant,
[data-kimi-agent],
[data-agent-widget]{
  display:none !important;
  visibility:hidden !important;
  pointer-events:none !important;
}